Maximizing Retirement Savings: Thoughtful Distribution Techniques

Online Event


Maximizing Retirement Savings: Thoughtful Distribution Techniques

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The lackluster performance of the markets, higher inflation, and increasing interest rates make retirement planning critical for retirees to ensure that their wealth will cover their needs.

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Product information


Get your clients ready for their golden years

Every day in the United States, 10,000 baby boomers turn 65 and will need to contemplate retirement. As a CPA financial planner and tax professional, are you ready to meet their needs?

Although financial planning for retirement often focuses on reaching wealth accumulation goals by the client’s projected retirement date, managing assets after retirement to maximize their longevity may be equally important.

Structuring a tax-efficient distribution portfolio and creating the optimal order for distributing the various retirement assets can substantially increase how long the assets will last and increase the sustainable withdrawal rate from the portfolio. This planning is particularly important for retirees whose portfolios have been depleted by poor market performance.

In this webcast, Bob Keebler, CPA/PFS, will cover the following topics:

  • Which assets to include in the distribution portfolio
  • The effect of taxes on asset allocation
  • The order in which assets should be withdrawn from the distribution portfolio
  • Managing capital gains and dividends, including loss harvesting
  • Managing tax brackets
  • Managing Social Security benefits
  • Tactical income tax planning with defined benefit plans, tax-deferred annuities, and net unrealized appreciation
  • The power of tax deferral
  • Roth IRA conversions and their optimal implementation

Key Topics

  • Asset location
  • Bracket management
  • Tax aware investing
  • Draw down strategies

Learning Outcomes

  • Apply asset location and bracket management strategies.
  • Determine the most effective draw down techniques.
  • Identify planning considerations to maximize your client’s retirement savings.

Who Will Benefit

  • Tax professionals who serve individual clients
  • CPA financial planners and other professional financial planners
  • Practitioners who provide tax, retirement, estate, investment, or risk management planning services

Professional development

This Webcast offers 2 hours of CPE credit.
Note on CPE Requirements and Credits
All learning resources available in the CGMA Store qualify for CPD for CIMA members.

Field of study: Specialized Knowledge
Prerequisites:Basic knowledge of financial planning, retirement planning, estate planning, tax planning, and investment planning
Programme level:Intermediate
Access:This is a live event. You will have access to webcast on the date/time of broadcast and the archive for 3 months after the broadcast date.

Return and refund policy

  • Robert S. Keebler, CPA/PFS, MST, AEP

    Robert S. Keebler, CPA, MST, AEP (Distinguished) is a partner with Keebler & Associates, LLP and is a 2007 recipient of the prestigious Accredited Estate Planners (Distinguished) award from the National Association of Estate Planners & Councils. He has been named by CPA Magazine as one of the Top 100 Most Influential Practitioners in the United States and one of the Top 40 Tax Advisors to Know During a Recession. His practice includes family wealth transfer and preservation planning, charitable giving, retirement distribution planning, and estate administration.

    Mr. Keebler frequently represents clients before the National Office of the Internal Revenue Service (IRS) in the private letter ruling process and in estate, gift and income tax examinations and appeals, and he has received more than 150 favorable private letter rulings including several key rulings of “first impression”. He is the author of over 100 articles and columns and is the editor, author or co-author of many books and treatises on wealth transfer and taxation. The latest book Robert has co-authored: 2012 Estate Planning – Tax Planning Steps to Take Now, is now available in both electronic and paper back format. Mr. Keebler has recently been quoted in The New York Times in an article titled: “The 1040 Blues” where he provided insight on capital gains tax.


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